Planning a stay at a vacation rental? Safe Travels Rental Plus is a comprehensive policy for vacation rental stays that protects your trip. This plan protects your investment from unanticipated disruptions, whether you book a cozy cabin, beachfront villa, or city apartment.
Safe Travels Rental Plus provides peace of mind during your getaway. It covers trip cancellations, interruptions, medical emergencies, travel delays, and damages to rental property. You won’t have to worry about losing money if something unexpected happens to your plans, like an illness, bad weather, or an accident.
Introduction to Safe Travels Rental Plus
When planning a vacation, renting a home, villa, or condo can provide a more personalized and comfortable experience compared to hotels. However, unforeseen events such as trip cancellations, medical emergencies, rental property damages, or travel delays can lead to financial losses and stress.

Safe Travels Rental Plus is a comprehensive travel insurance policy designed to protect travelers who book vacation rentals. This plan ensures financial security by covering a range of potential risks, giving travelers peace of mind and allowing them to focus on enjoying their trip.
This insurance plan is specifically designed to cover expenses related to vacation rental stays, including trip cancellations, interruptions, emergency medical treatment, accidental rental property damage, and lost luggage. Whether you are vacationing in the mountains, by the beach, or in an urban retreat, Safe Travels Rental Plus helps safeguard your travel investment and ensures a stress-free experience.
Coverage for Trip Cancellation & Interruption
Vacations require significant financial investment, with travelers often making non-refundable payments for their accommodations and activities in advance. However, unexpected situations such as sudden illness, injury, natural disasters, or even the death of a family member can force travelers to cancel or cut short their trip.
Safe Travels Rental Plus offers comprehensive trip cancellation and interruption benefits, reimbursing travelers for prepaid, non-refundable expenses if their trip is canceled for a covered reason.
Covered reasons for cancellation may include:
- Personal illness or injury
- Severe weather conditions such as hurricanes, wildfires, or snowstorms
- Death of a family member or traveling companion
- Employment-related issues, such as job loss
- Jury duty or military deployment
Emergency Medical and Evacuation Benefits
Medical emergencies can happen unexpectedly while traveling and dealing with them in an unfamiliar location can be stressful and costly. Safe Travels Rental Plus provides emergency medical coverage to ensure travelers receive proper medical treatment without the financial burden.
Coverage includes:
- Hospitalization and doctor’s fees
- Prescription medications
- Emergency medical treatments for sudden illnesses or accidents
- Ambulance services
- Emergency medical evacuation to the nearest appropriate medical facility
Protection Against Travel Delays
Travel delays due to weather disruptions, airline strikes, mechanical issues, or other unforeseen circumstances can disrupt travel plans and lead to unexpected expenses. Safe Travels Rental Plus provides reimbursement for essential expenses incurred during extended delays.
Covered expenses include:
- Additional lodging costs if the traveler needs to stay overnight
- Meals and transportation expenses during the delay
- Additional costs for rescheduling flights or alternative travel arrangements
Coverage for Rental Property Damage
Many vacation rental hosts require guests to place a security deposit in case of accidental damages to the property. Accidents such as breaking a glass table, spilling wine on a carpet, or damaging furniture can lead to hefty charges. Safe Travels Rental Plus includes coverage for accidental damage to the rental property, reducing the risk of losing the security deposit.

Covered accidental damages may include:
- Broken furniture, appliances, or decorations
- Stains on carpets or upholstery
- Damage to walls, floors, or fixtures
- Unintentional damage to electronic devices provided in the rental
Baggage and Personal Belongings Protection
Losing luggage or personal items can be a significant inconvenience while traveling. Whether luggage is lost, stolen, or damaged during transit, Safe Travels Rental Plus provides financial compensation to replace essential belongings.
This coverage includes:
- Reimbursement for lost or stolen baggage
- Compensation for damaged luggage during airline handling
- Coverage for personal items such as electronics, jewelry, or important documents
- Emergency replacement funds for necessities like clothing and toiletries
COVID-19 and Pandemic Coverage
The COVID-19 pandemic has changed the way people travel, and many travelers worry about cancellations, quarantine requirements, or medical expenses if they contract the virus while on vacation. Safe Travels Rental Plus includes COVID-19-related benefits, helping travelers navigate pandemic-related disruptions.
Key coverage includes:
- Trip cancellation if the traveler tests positive for COVID-19 before departure
- Medical expense coverage if the traveler contracts COVID-19 during their trip
- Quarantine accommodations and additional lodging costs if required by local health authorities
- Emergency medical evacuation if the traveler’s condition worsens
24/7 Travel Assistance Services
Unexpected situations can arise at any time, and having access to reliable assistance can make a significant difference. Safe Travels Rental Plus includes 24/7 travel assistance services to help travelers with emergencies and logistical challenges.
Services include:
- Assistance with lost or stolen travel documents, such as passports
- Emergency travel arrangements for return flights or extended stays
- Locating nearby hospitals and medical facilities
- Translation assistance for medical or legal matters
- Coordination of emergency cash transfers if a traveler’s funds are lost or stolen
How to Purchase and Make a Claim
Purchasing Safe Travels Rental Plus is simple. Travelers can buy this insurance online through travel insurance providers, vacation rental platforms, or travel agencies. To ensure maximum coverage, it is recommended that the policy be purchased at the time of booking the vacation rental.
Filing a Claim
If a traveler needs to make a claim, the process is straightforward:
- Gather Documentation: Provide necessary documents such as medical reports, police reports (in case of theft), receipts for travel expenses, and proof of trip cancellations.
- Submit a Claim Form: Complete the claim form provided by the insurance provider.
- Review and Processing: The insurance company will review the claim and process reimbursement based on the policy’s terms.
- Receive Compensation: If approved, travelers will receive their reimbursement quickly to cover eligible expenses.
Frequently Asked Questions
What is Safe Travels Rental Plus?
It’s a specialized travel insurance plan designed to protect vacation rental stays from unexpected disruptions, such as cancellations, medical emergencies, and property damages.
What does the plan cover?
It includes trip cancellations, interruptions, emergency medical expenses, travel delays, and accidental rental property damage.
Does it cover COVID-19-related cancellations?
Yes, coverage may apply if you or a covered traveler test positive for COVID-19 before or during your trip.
Can I get coverage for pre-existing medical conditions?
Yes, if you purchase the plan within the specified time frame and meet eligibility requirements.
Does it cover last-minute cancellations?
Yes, if the reason for cancellation is covered, such as illness, injury, or severe weather.
What happens if my rental is uninhabitable upon arrival?
The plan may provide reimbursement for alternative accommodations or trip interruption costs.
Is rental property damage included?
Yes, accidental damage to the rental property is covered under the plan.
Does the plan cover trip delays and missed connections?
Yes, reasonable expenses for lodging, meals, and transportation due to covered delays are reimbursed.
How do I file a claim?
Contact the insurance provider, submit the required documentation, and follow the claims process for reimbursement.
Who should purchase this insurance?
Anyone booking a vacation rental who wants financial protection against unexpected trip disruptions and emergencies.
Conclusion
Safe Travels Rental Plus provides peace of mind for vacation rental stays, ensuring that your investment is protected against unforeseen disruptions. Whether you face a sudden trip cancellation, a medical emergency, or unexpected property damage, this plan helps mitigate financial risks. With comprehensive benefits—including coverage for trip interruptions, rental property damage, and travel delays—you can relax and enjoy your vacation worry-free. This plan is ideal for families, groups, and solo travelers seeking reliable coverage tailored to vacation rentals.